ISO 8583:2023 产生报文的金融交易卡 交换报文规范

标准编号:ISO 8583:2023

中文名称:产生报文的金融交易卡 交换报文规范

英文名称:Financial-transaction-card-originated messages — Interchange message specifications

发布日期:2023-07

标准范围

本文件规定了一个公共接口,通过该接口,收单机构和发卡机构之间可以交换源自金融交易卡的消息。它指定消息结构和格式,包括规范化的数据类型。消息、字段、值定义和支持信息由ISO 8583维护机构(MA)提供。ISO的联系方式和网页信息?8583 MA可在以下网址找到:https://www.iso.org/maintenance_agencies.html。传送消息或进行结算的方法不在本文档的范围内。笔记?随着金融机构可用于向客户提供服务的技术的扩散,现在存在一系列用于识别账户关系的令牌(例如,金融交易卡)。为了保持清晰,本文档将继续使用适用于令牌和卡的卡术语,除非该元素是特定于令牌或卡的,在这种情况下,它将被识别为如此。然而,由金融机构发行的实际令牌数字可以不同于相关联的卡数字。

This document specifies a common interface by which financial-transaction-card-originated messages can be interchanged between acquirers and card issuers.

It specifies message structure and format, including normalized data types. Message, field, value definitions and supporting information are provided by the ISO 8583 maintenance agency (MA). Contact and web page information for the ISO 8583 MA can be found at: https://www.iso.org/maintenance_agencies.html.

The method by which messages are transported or settlement takes place is not within the scope of this document.

NOTE            With the proliferation of technology available to financial institutions to offer services to customers, a range of tokens now exist for identifying account relationships (e.g. financial transaction cards). In order to maintain clarity, this document will continue to use card terminology that applies to tokens and cards, unless the element is specific to tokens or cards, in which case it will be identified as such. However, the actual token numeric issued by a financial institution can be different from the associated card numeric.

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